ALOHA INSURANCE SERVICES

Hawaii's Full Service Agency
Aloha Insurance Logo
Insurance for
Business
Builders &
Developers
Condominium
Associations
Homeowners
Insurance
Life & Health
Insurance
Auto
Insurance
Marine
Insurance
GET A
QUOTE!

 Home
 Service Center
 File A Claim
 Pay A Bill
 Contact Us

Get A Quote

Homeowners
Alert!
Learn About...


Information
For Mortgagees
And Lenders

Click to access your
Aloha Insurance eBinder

 

Choosing the amount of your flood insurance deductibles is an important decision.

As with car or homeowners insurance, choosing a higher deductible will lower the premium you pay, but will also reduce your claim payment.

You can normally choose different deductibles for Building Property and Personal Property coverage. The deductibles will apply separately to Building Property and Personal Property claims.Your mortgage company can require that your deductible is no more than a certain amount.

Review the Declarations Page in your flood insurance policy for amounts of coverage and deductible. Talk with your insurance agent, company representative, or lender about raising or lowering your deductible.

Portions courtesy of and © Insurance Information Institute (www.iii.org) Copyright © 2001-2020 Aloha Insurance Services, Inc. Kona HI All rights reserved.
HOME | Contact Us | Our Partners | Jobs@Aloha | Site Map | Your Privacy | Insurance Glossary | Video Library

Notary service available at our Kona location