Group Health Insurance

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The main purpose of issuing a group health insurance plan is to retain employees and foster your company’s growth and development. Generally, group health insurance plans establish and provide protection to the employees sustained in the business organization. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.

Common examples of group health plans include Health Maintenance Organization (HMO) plans and Preferred Provider Organization (PPO) plans. PPO plans usually have greater flexibility and increased options for seeing doctors and specialists, at the expense of higher premiums.

These are 4 types of group insurance plans offered:

  • Group Life Insurance
  • Group Health Insurance
  • Group Personal Accident Insurance
  • Group Travel Insurance