Flood Insurance ICC Coverage
Most NFIP policies include ICC coverage, which applies when flood damages are severe. ICC coverage provides up to $30,000 of the cost to elevate, demolish or relocate your home. If your community declares your home “substantially damaged” or “repetitively damaged” by a flood, it will require you to bring your home up to current community standards.
The total amount of your building claim and ICC claim cannot exceed the maximum limit for building property coverage ($250,000 for a single-family home). Having an ICC claim does not affect a personal property claim (up to $100,000), which is paid separately.
Details about eligibility are in Part III, Section D of your policy.
